Free tool · Pricing

Freelance hourly rate calculator

Reverse-engineer the hourly rate you need from your target take-home income.

Your situation

Edit any field — the rate updates instantly.

Target take-home income (per year)

That's $6,667 per month after expenses.

Annual business expenses

Software, internet, coworking, accountant, hardware depreciation.

Working weeks per year48 weeks

That's 4 weeks of holiday + buffer.

Hours per working week40 hrs

Total working hours — billable + non-billable combined.

Billable hours (% of working hours)60 %

Real-world freelancers bill 50–70% of working hours. The rest goes to sales, admin, and revisions.

Effective tax rate25 %

A rough blended rate of federal income + ~15.3% self-employment + state tax. Use your own effective rate if you know it.

Your minimum rate

To hit $80,000 take-home this year, you need to charge at least:

$150/ hour

Rounded up to the nearest $50 for negotiation comfort.

Per 8-hr day: $824
Per month gross: $9,889
Billable hrs / year: 1152 hrs
Gross income needed: $118,667

Your rate: $150/hr — invoice clients at this rate directly in Infacam

Send invoice free

Reality check

This is the floor, not the ceiling. Charge more for: senior expertise · rush work · scope risk · clients who pay slowly · projects you don’t love. Tip: never quote the same rate to two different client tiers.

Now go bill at the right rate.

Infacam turns the hourly rate above into sales-tax-ready invoices, with automated reminders so clients actually pay. Free forever for your first 5 clients.

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